Last Updated: [1st March 2025]
Welcome to Digital Catalyst Ventures (“we,” “us,” or “our”). By accessing or using our website, services, and insurance quote tools, you (“you,” “user,” or “visitor”) agree to these Terms & Conditions. Please read them carefully. If you do not agree, please discontinue use of the site immediately.
1. Use of Our Website
You agree to use the website only for lawful purposes. You must not use the site in any way that:
- Violates applicable laws or regulations
- Attempts to gain unauthorized access to our systems
- Interferes with the website’s performance or security
- Collects or harvests data without permission
Our website provides general insurance information and options for healthcare, final expense, ACA, home, auto/MVA, and related insurance products.
2. No Professional or Legal Advice
Information on this website is for informational and educational purposes only.
It should not be considered:
- Legal advice
- Financial advice
- Professional insurance advice
Any decisions made based on information from this website are solely your responsibility.
3. Insurance Services
Digital Catalyst Ventures is not an insurance carrier. We provide:
- Insurance information
- Quote comparison assistance
- Connections to licensed insurance agents or partners
All insurance quotes, pricing, and eligibility determinations are ultimately made by licensed insurance providers or agents.
4. Accuracy of Information
While we strive to provide accurate and updated information, we do not guarantee:
- Completeness
- Accuracy
- Availability
- Suitability
We are not responsible for errors, outdated information, or external partner content.
5. Third-Party Partners
Our site may connect you with third-party insurance agents, carriers, or service providers.
We are not responsible for:
- The actions of third-party partners
- Their accuracy, policies, or decisions
- Their handling of your information (covered under their own privacy policies)
You engage with these partners at your own discretion.
6. Limitation of Liability
To the maximum extent permitted by law, Digital Catalyst Ventures is not liable for:
- Any direct, indirect, incidental, or consequential damages
- Losses caused by your use of the site
- Technical issues, delays, or service interruptions
- Decisions made based on content, quotes, or recommendations
Your use of the site is at your own risk.
7. Indemnification
You agree to indemnify and hold harmless Digital Catalyst Ventures and its partners from any claims, damages, or liabilities arising from:
- Your use of the website
- Your violation of these Terms
- Your interaction with third-party insurance providers
8. Intellectual Property
All content on the website—including text, graphics, logos, layouts, and tools—is owned by Digital Catalyst Ventures and protected by copyright and intellectual property laws.
You may not:
- Copy
- Reproduce
- Modify
- Distribute
without our written permission.
9. Changes to Terms
We may update these Terms & Conditions at any time. Updated versions will be posted with a new “Last Updated” date. Continued use of the website constitutes acceptance of the changes.
10. Contact Us
For questions about these Terms, you may contact us at:
Digital Catalyst Ventures
Email: info@digitalcatalystventures.com